About Positive Personal Finance
Positive Personal Finance was founded on a simple but powerful conviction: financial freedom is not the finish line — it's the launchpad. Most financial education stops at getting out of debt. Positive Personal Finance starts there and goes further, helping individuals and families build a life of genuine wealth, lasting purpose, and meaningful generosity.
At the heart of the PPF approach is the integration of two proven frameworks: the timeless wisdom of Biblical financial principles and the science of Positive Psychology — specifically Dr. Martin Seligman's PERMA model. The result is a financial education system that addresses not just your net worth, but your mindset, relationships, well-being, and the legacy you are building for the next generation. This is the foundation of the proprietary PERMA-Budget Framework and the entire PPF book series.
The mission is straightforward: Build Wealth. Live with Purpose. Leave a Legacy. Whether you are just beginning your financial journey, working to grow what you have already built, or thinking seriously about what you want to leave behind, Positive Personal Finance provides the tools, the framework, and the encouragement to get there — with faith, intentionality, and joy.
About Kevin Kaminski
Kevin Kaminski is the founder of Positive Personal Finance and a supply chain professional with 25 years of experience leading strategic sourcing and global operations for various companies across North America. He brings the same systems thinking, discipline, and results-driven approach that built his professional career to the way he teaches personal finance — practical, structured, and built for real life.
Kevin is a Dave Ramsey Financial Peace University Practitioner and Instructor, and the author of the growing Positive Personal Finance book series — including From Financial Peace to Financial Flourishing, From Financial Flourishing to Financial Legacy, and an expanding 101 series covering budgeting, home buying, investing, passive income, credit, insurance, and more. His writing and teaching are grounded in the belief that the missing ingredient in most financial plans is not more information — it is identity, meaning, and purpose.
Kevin is based in Bradenton, Florida, where he leads church-based financial wellness groups, coach’s individuals and families, and continues to build the PPF brand with a growing library of books, courses, and resources. He is deeply committed to helping people move from financial stress to financial flourishing — and ultimately to a life of incredible generosity.
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